Advantage Lending Center
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Commercial Loan Products
We off a wide range of commercial loan products and we can taylor a solution to fit your needs. Please keep in mind that in the current market programs are changing daily, so contact your Account Executive or Loan Manager to discuss your specific scenario. 

Bridge Loans

  • Conventional from 70% LTV at 6.5%  2-3yr balloon with a 600 Fico
  • Hard Money up to 65% on income producing properties 100% CLTV allowed up to $2,000,000   ***NO MINIMUM FICO***
  • Land Loans up to 50%
  • Loan Amounts from $25K to $50,000,000
  • Loans $2,000,000+ up to 80% LTV with 85% CLTV must have a 600 Fico 
  • Blanket loans are also available.
  • 2-3 week closings. Full, ALT, & Stated Doc available
  • No Doc to 75% LTV Case by Case
  • Almost any Income producing property. Email your scenario for more information.

Bankable
 

  • SBA 504 & 7(a) 90% CLTV email for property type LTV restrictions
  • 650 Min Fico
  • $100, 000 - $5,000,000
  • FHA 223(f) & 232 up to Purchases up to 85% LTV, transaction costs and proposed repairs can be rolled into the loan. (Multi-family and Heathcare only)
  • Mobile Home Parks to 80% LTV
  • Flagged Hotels up to 85% LTV

Builder/Developer Construction Loans

  • FHA 221(d)(4) - 90% of replacement costs, including developer's fee equal to 10% of all hard and soft costs other than land. *No maximum loan amount. (Multi-family and Healthcare only)
  • 90% LTV for Multi-use, 85% LTV for special use up to $5,000,000.
  • 70% LTC on residential developments - case by case

Stated Programs

  • Up to 80% Purchase, Rate Term and Cash out Refinance
  • Fully amortized
  • No seasoning of funds, no DSCR requirement under $575,000
  • Most property types
  • Fico's as low as 650 and fast closings
  • Rates start at 8.125%
  • Max loan amount $2,000,000
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