**All residential loans are originated through our bank partner and in compliance with local state and federal guidelines. **
Conventional
up to 97% with a 620+ credit score for purchases, rate/term refi up to 90% (or 125% if you qualify for the Refi Relief/Refi Plus programs), cash out up to 85%
FHA
Purchase - up to 96.5% with all down payment funds allowed to be gifted.
Rate Term Refi - 97.75%
Cash Out - 85%
VA
Purch & IRRRL - 100% with 620+ credit score
Cash Out - 90% with 620
Non-Prime
Jumbo loans up to 80% loan to value no max loan amount. ** Loan to value will decrease depending on the loan amount and credit score.**
Purchase to 80% with 525 credit score
Construction
up to 90% loan to cost
Hard Money/Rehab Loans
Foreclosure bail out loans to 70% Loan to value
Rehab loans up to 70% of ARV
*For submission information call Danielle @ 720-320-2023 or email
dburgess@advlendusa.com
